United States Department of Agriculture - Rural Development Loan
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USDA No Money Down Mortgage Loan Highlights

USDA No Money Down Mortgage Loan Highlights


  • With the USDA No Money Down Mortgage Loan you can finance the full purchase price, plus closing costs up to 102% of appraised value.

  • The USDA No Money Down Mortgage Loan allows for up to 6% seller concessions for closing cost assistance.

  • 100% gifting permitted for all closing costs.

  • With the USDA No Money Down Mortgage Loan there is NO post-closing reserve requirements.

  • The USDA No Mortgage Down Mortgage Loan is NOT limited to first-time home buyers.

  • No monthly mortgage insurance — one time guarantee fee at closing which keeps monthly payments of the USDA No Money Down Mortgage Loan lower than FHA.

  • The USDA No Money Down Mortgage Loan can finance required property improvements into total loan up to 102% of “as improved” value. Repairs may be completed after loan closing.

     

 

 

 

 

 

 

 

 

 

 

 

 



 

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MyCityLender Home Loans 3150 S Gilbert Rd #5 Chandler AZ 85286 MB-0910380
NMLS ID# 161428